Other ways to Protect your Important Information

Reduce Your Risk

Have you heard the phrase, “the best offense is a good defense”? Taking precautions to reduce your risk of financial fraud is the first step in protecting yourself. The following is a list of steps you can take to minimize your exposure.

• Protect your personal and financial information at all times. Treat this information as you would safeguard cash.



• Never provide your checking account, credit card or Social Security number to any unknown individual whether in person or through e-mail or telephone solicitation.



• Never provide your ATM, Check Card or PIN (Personal Identification Number) to any solicitor. Old Point National Bank will never solicit your PIN number through telephone, letter or electronic banking.



• Memorize your PIN numbers. Never write them on your ATM cards or Check Cards.



• Promptly review your bank statements when they arrive and immediately report any suspicious transactions or discrepancies.



• Immediately report missing or stolen checks, ATM cards, Credit cards or Check Cards.



• Properly secure your extra checks, deposit slips and other financial information including bank statements, canceled checks, and check images in a safe location.



• Be sure to protect and or properly destroy receipts. Although the trend is changing, some companies as well as financial institutions still print your account number on your receipt.



• Never share your login access codes for electronic banking, brokerage or bill pay services with anyone including third-party providers.