Pharming

What is Pharming?

Criminals may create very authentic looking copies of the sign-in portal to Online Banking, and attempt to encourage you to input your user name and password. With that information, they now have access to your bank account.

At Old Point, we have instituted third party authentication, or the “ICON” to protect you against pharming attacks. By now you have established a personal image and a phrase that you must input before you can access the Online Banking system.

Protect Yourself Against Pharming

Whenever you visit Old Point’s Online Banking site, verify that your personal image and phrase are displayed before you input your password. If there is no image or phrase, DO NOT input any more information. If you are accessing Online Banking from another computer than one you usually use, you will be asked for your challenge question before you proceed. Once you have successfully answered your question, your image and phrase should appear.