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Business Solutions

Business Benefits

Business Benefits

Sometimes it's the smaller things that make the difference.  We believe that the products and services in our Business Benefits package are all sound, solid solutions to tasks that could otherwise take up a lot of your time- and who has time for that?

Old Point @ Work
Want to offer an employee benefit at no cost to you?  Consider Old Point @ Work. 
With this program, qualifying employees are able to choose any checking account from the five accounts that Old Point offers.
 
Included with every Old Point @ Work account are the following benefits:
  • Free gift at account opening
  • Free Old Point custom checks
  • Free combined statement
  • Free foreign ATM transactions**
Standard benefits offered with all Old Point personal checking accounts: 
  • Free VISA® Check Card 
  • Free Old Point Online Banking 
  • Free imaged statements 
  • Free telephone banking 
  • Up to $25 to buy back your old checks and/or ATM card 
  • Free automatic transfer and direct deposit

** ATM owner may charge a fee

Telecheck
Process customer checks with the confidence of TeleCheck. How? When using TeleCheck you receive immediate check acceptance and guaranty the moment you process the sale. In addition, funds are secured in the bank within 48 business hours, giving you the self-assurance you want.
 
And there’s more! TeleCheck: 
  • Saves you money by reducing bank fees 
  • Saves time by eliminating trips to the bank 
  • Has a 40-year track record and is the industry leader 
  • Offers your customer another method of payment 
  • Eliminates returned checks and related fees
Gift Card Services
Gift cards are an easy, fun way to increase business and build your customer loyalty. Pre-paid and electronically efficient, your customizable card program can: 
  • Expand your market 
  • Help advertise your store 
  • Easily be instituted (they work seamlessly with various terminals, PC software or integrated point-of-sale devices) 
  • Generate reporting not available via traditional methods
Payroll Services
As a small business owner, you bear many responsibilities- payroll doesn’t have to be one of them. When you partner with Old Point you gain the assurance of working with professionals.
 
In conjunction with our small business payroll specialist, PenGold, you’ll receive all of the following benefits: 
  • The ability to process payroll and file taxes in under two minutes
  • Make all tax payments and filings (Federal, State and Local) 
  • Eliminate IRS penalties: Guaranteed! 
  • Process payroll at your convenience, 24/7 
  • Save at least 35% over other payroll methods 
  • Offer employees direct deposit for no additional charge 
  • Preview payroll to avoid costly errors 
  • Receive expert customer service 
  • Simple, fast enrollment at no charge to you 
  • 6-month, no-risk, money-back guarantee!

Learn More about PenGold

Re$ubmit It
Old Point's electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!  Click here for more details.
 
Our Business Benefits programs truly are time-savers and money makers.
Call today for more information!