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Business Solutions

Business Checking

In business, making the most of your money matters. But what is best for one business may not work well for another. That’s why our commercial accounts are designed to meet the particular needs of our business customers based on how much money is kept in the account, monthly account activity and additional services which may be required. Regardless of the industry you’re in, Old Point has a checking account that fits your business.
Free Business Checking
  • No minimum balance
  • No monthly service charge
  • 150 FREE monthly transaction items
  • Up to $5,000 currency deposited per month
  • FREE Easy to balance monthly statement
  • FREE Online Banking
  • FREE ATM/VISA Check Card
Basic Business Checking

Basic Business Checking Accounts are low-cost, simple accounts for businesses with moderate levels of account activity. If you have low monthly activity, this is the account for you. And, by maintaining a minimum monthly balance of $1000 or more you can avoid a $10 monthly service charge.

Basic Business Interest Checking
Certain types of business are permitted by Federal Regulations to have interest bearing transaction accounts. These accounts offer competitive variable interest rates on the account balance regardless of the amount.
Commercial Checking
Business accounts that have high activity should opt for our Commercial Checking Account. With this account, there are no minimum monthly balances, no limits on transactions and based on an analysis of your monthly account balance and activity level, you will earn a credit toward the monthly fees and service charges.
Business VISA® Check Card
Cash and checks- good.  VISA® Check Card- the best!  As a businessperson, you need flexibility in, and strength behind, your purchasing power.  As a VISA® Check Card holder, you've got it.  Accepted worldwide, it's the card that works just like cash or a check (each purchase is deducted from your business checking account) but is backed by the Old Point and VISA® name:  so anywhere they are accepted, it is too!
 
As a cardholder you'll also appreciate:
  • No annual fee or interest charges
  • Acceptance at more than 28 million locations worldwide
  • Access to more than 30 million ATMs