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Business Checking
In business, making the most of your money matters. But what is best for one business may not work well for another. That’s why our commercial accounts are designed to meet the particular needs of our business customers based on how much money is kept in the account, monthly account activity and additional services which may be required. Regardless of the industry you’re in, Old Point has a checking account that fits your business.

Basic Business Checking

Basic Business Accounts are low-cost, simple accounts for businesses with moderate levels of account activity. If you have low monthly activity, this is the account for you. And, by maintaining a minimum monthly balance of $1000 or more you can avoid a $10 monthly service charge.

Click here to view the fee schedule for Basic Business Checking

Basic Business Interest Checking

Certain types of business are permitted by Federal Regulations to have interest bearing transaction accounts. These accounts offer competitive variable interest rates on the account balance regardless of the amount.

Commercial Checking

Business accounts that have high activity should opt for our Commercial Checking Account. With this account, there are no minimum monthly balances, no limits on transactions and based on an analysis of your monthly account balance and activity level, you will earn a credit toward the monthly fees and service charges.

Click here to view the fee schedule for Commercial Checking