Dealing with businesses is a specialty for us here at Old Point. We
take pride in having the best products, pricing and people to serve the
needs of Hampton Roads businesses. Whether you are an established
professional or company, or an entrepreneur launching your dream, Old
Point has a full range of commercial loans, lines and mortgages to meet
your financing needs. Our pricing is competitive, and our service simply
is the best.
The Old Point National Bank has earned its reputation
as the Bank for Business in Hampton Roads through personal attention. All
of our loan officers are your neighbors and friends, people who live down
the street and next door. They all care about Hampton Roads, its economy,
and the success of your business. That's why they insure that your loan
request is dealt with quickly and fairly, with no unnecessary hoops to
jump through or long-drawn out procedures.
Commercial Term LoansWith Old Point's flexible terms and pricing,
you can purchase fixed assets like equipment with a modest down payment,
keeping more of your capital free for other expenses.
Capital Lines of CreditWith a limit set up in advance, a
revolving credit line works like a credit card, helping you meet temporary
cash flow needs without being burdened by monthly principal payments.
Commercial Mortgages and Investment MortgagesOld Point offers
variable or fixed rate term loans for when you want to finance or invest
in property for your business operations and spread repayment out over a
period of up to 20 years.
Commercial Construction LoansYou may be planning to invest in it
or operate from it, but if you're starting from the ground up, Old Point
can help you finance the construction.
Commercial Vehicle and Equipment LoansWhether it's a car, truck,
boat or backhoe, we offer financing for your commercial vehicle needs.
Letters of CreditMaybe you're working on an international
transaction or you're bound by a performance contract. In certain cases,
Old Point can help you eliminate the need for large deposits and expedite
your dealings by guaranteeing your performance to a third party.
Single Payment LoansIf you've got funds due to you from a
contract or tax return, but there's an asset you need to finance now, Old
Point can offer a loan to help you in the meantime.
Small Business Administration LoansOld Point can provide start-up
businesses - and established businesses, if needed - with the guidance
they need to qualify for government support.
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