Personal Checking
At Old Point National Bank, we believe that people should have choices in how
they do their banking. That’s why we offer an entire line of simple, convenient
checking accounts with all the options customers need to suit their financial
needs.
With just $25, you can open a new personal checking account with us, and we
will give you a free gift!
You can also receive up to ten
dollars for your old checks! If you already have an account with
us, pass out our Tell-A-Friend
coupons to everyone you know! You can receive a free gift for every
person that opens a checking account with us!
Old Point’s Totally Free Checking is a classic choice. It provides unlimited check writing, no
minimum monthly balance and no monthly fee. It also gives you free access to telephone banking, Visa Check Card and Old Point Online Banking .
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
- Easy-to-balance monthly statement
- Return of check images for easy record keeping
- FREE ATM/VISA® Check Card
- FREE Online Banking
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Easy Pay Free Interest Checking*Do you take advantage of the
convenience of Direct Deposit by having your paycheck, Social Security
check, etc. automatically deposited into your checking account? If so,
then our Easy Pay Free Interest Checking is the account for you. Not only
are you taking advantage of the ease & security of Direct Deposit, but
you will be earning interest as well!! This account earns interest at the
Interest Checking Rate on all
collected balances. Additional features include unlimited
check writing, no minimum monthly balance, no monthly fee, free Old
Point Online Banking, telephone banking, and a Visa Check Card.
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
- FREE ATM/VISA® Check Card
- FREE Online Banking
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| Minimum Opening Deposit: $25.00 | | 0.10%Annual Percentage Yield** |
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Economy Interest Checking* Are
you looking for an interest-bearing account with no minimum balance
requirement? Then our Economy Interest Checking is the account for you! With
our Economy Interest Checking there is no minimum monthly balance and no monthly fee,
just a nominal charge of 20 cents per check. Along with interest, you also
get all the great Old Point features such as free Old
Point Online Banking, telephone banking, and a Visa Check Card. And don’t
forget the interest! This account earns interest at the Interest
Checking Rate on all collected balances.
- Competitive interest
- No minimum balance
- No monthly service charge
- Only 20¢ per check
- FREE ATM/VISA® Check Card
- FREE Online Banking
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| Minimum Opening Deposit: $25.00 | | 0.10%Annual Percentage Yield** |
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50+ Free Interest Checking*
Being 50 years of age or older has its
benefits at Old Point, because you are eligible for
our 50+ Free Interest Checking! This account features unlimited check writing, no minimum
monthly balance and no monthly fee. It also gives you free
access to telephone banking, a Visa Check Card and Old Point
Online Banking.
And, you get interest too! This account earns
interest at the Interest Checking Rate on all collected balances.
- Competitive interest
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
- FREE ATM/VISA® Check Card
- FREE Online Banking
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| Minimum Opening Deposit: $25.00 | | 0.10%Annual Percentage Yield** |
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No Minimum Interest CheckingLooking for an account which pays
interest on all balances, and includes extras such as free stock check
orders and no minimum balance requirement for only $5.00 per month? Then
check out our No Minimum Interest Checking Account.
For just $5 per
month, you will earn interest at the Interest Checking Rate
, on all collected balances, unlimited
checking writing, no minimum balance requirement, free stock check orders
(discount on other styles), telephone banking, Old Point Online Banking, and a
Visa Check Card.
- Free personalized checks
- Competitive interest
- No minimum balance
- No per check charge
- Unlimited check writing
- FREE ATM/VISA® Check Card
- FREE Online Banking
- All for only $5 per month
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| Minimum Opening Deposit: $25.00 | | 0.10%Annual Percentage Yield** |
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Low Minimum Interest Checking*
Our Low Minimum Interest Checking Account allows you to earn interest with
no monthly fee simply by keeping a low minimum balance in your
account. With this account, you get unlimited check writing, telephone
banking, Old Point Online Banking, and a Visa Check Card. To avoid
the $8.00 per month fee, simply keep a minimum of $500.00 in your account.
And, don’t forget, this account earns interest at the Interest
Checking Rate on all collected balances!
- Competitive interest
- No per check charge
- Unlimited check writing
- FREE ATM/VISA® Check Card
- FREE Online Banking
- No monthly service charge with a minimum balance of just $500
- Only $8 monthly charge if minimum balance falls below $500
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| Minimum Opening Deposit: $25.00 | | 0.10%Annual Percentage Yield** |
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Wall Street Checking* The account that
has it all! By keeping a minimum of $1,000 in your account, you
can enjoy all our most popular features along with a higher
interest rate than other checking accounts. With this account, you get unlimited
check writing, free Old Point Online Bill Pay, Visa Check Card, and
telephone banking.
This account earns interest at the Interest
Checking Rate on balances up to $2,499 and at the Premium Rate
on balances of $2,500 or higher. If your balance falls below $1,000 during
the month, you will be charged $10.00 for that month.
- Higher interest rates with balances of $2,500 or more
- Competitive interest if balance falls below $2,500
- No per check charge
- Unlimited check writing
- FREE ATM/VISA® Check Card
- FREE Online Banking
- FREE Online BillPay
- Only $10 monthly charge if minimum balance falls below $1,000
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| Minimum Opening Deposit: $25.00 | | Daily Balance Tier | Annual Percentage Yield** | | Up to $2,499.99 | 0.10%Annual Percentage Yield | | $2,500.00 and up | 0.15%Annual Percentage Yield |
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*Customer purchases checks.
Offer good on personal accounts only; business and
corporate accounts do not qualify for these plans. Other rules and regulations
apply. Minimum opening deposit is only $25. Ask us for details.
**Annual Percentage Yield
Fees
could reduce earnings. Rates subject to change without notice. Rates quoted may
differ from those offered in Old Point branches. Please call your nearest Old
Point branch for current rates.
Admirals Club
At
Old Point, the Admiral takes your security seriously!
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There is great value to our Admirals Club checking account. When you keep a
minimum of $15,000 in the combined balances of your eligible deposits and loans
with Old Point, we will reward you with lots of extras, and an added layer of
security with our new credit monitoring feature.
Talk to an Old Point associate today about the future of banking!
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| Minimum Opening Deposit: $25.00 | | Daily Balance Tier | Annual Percentage Yield** | | Up to $2,499.99 | 0.10%Annual Percentage Yield | | $2,500.00 and up | 0.15%Annual Percentage Yield |
Admirals Club
Disclosures
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