Admirals Club Disclosures

Rate Information

Rate

This Account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the rate on the account weekly. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Admirals Club Checking

Minimum Opening Deposit: $25.00

Daily Balance Tier

Interest Rate

Annual Percentage Yield**

Up to $2,499.99

0.20%

0.20%APY

$2,500.00 and up

0.35%

0.35%APY

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You must deposit $25.00 to open this account.

Account Fees: You must have a total minimum balance of $15,000 in your Anchor Account and/or eligible related accounts to avoid a $20.00 monthly service charge. All eligible accounts of the primary owner may be selected for inclusion in the Admirals Club.