Wealth Management

...Helping you navigate through a sea of investment and planning options

Old Point Trust & Financial Services has over 200 years of legal, tax, insurance, investment, financial planning and administration experience. Employ us to chart your course of comprehensive wealth management. We will work with you in developing and maintaining a personalized plan to:

Increase your cash flow
- Lower your income tax
  - Increase post-retirement security
    - Provide for intergenerational transfer of wealth

Our wealth management professionals will introduce you to a variety of investments, and make recommendations based on your total financial picture.

Estate Planning & Financial Planning

At Old Point, we take into account :

Your resources and expectations
Your family dynamics
Responsibilities in your estate
Your current estate and retirement plan
Your assets, liabilities, business interests, potential inheritances, retirement accounts and liquidity needs
After a thorough review, recommendations are made, which might include the use of trusts, gifts and Will revisions. We help nurture your plan throughout your lifetime so adjustments are made to be sure your objectives are being met.

The advice given by the professionals at Old Point Trust and Financial Services is based on experience and a thorough knowledge of:

tax law
estate and trust law
asset ownership
asset management
retirement benefits
insurance needs
the personal concerns and needs of the people involved

We welcome the opportunity to work with your attorney, accountant, life insurance representative and other professional advisors in the creation and maintenance of your estate plan. By coordinating all of your advisors, we strive to ensure all your needs are met.