A Powerful New Way To Save With Rewards Checking
    • Local Discounts
    • Roadside Assistance
    • Cell Pone Protection
    • ID Theft Aid
    • and Much More
    Learn More
    Let Your Savings Soar
    • 6-months at 5.00% APY
    • $500 minimum balance
    View All CD Specials
    Watch Your Money Grow with a Money Market Account!
    • Special Rates up to 3.75% APY
    Open An Account Today!
    Schedule an Appointment
    • Save time and make the most of your meeting with us by scheduling an in-person, phone, or video appointment with one of our financial professionals.

     

    Learn More
WELCOME TO

Old Point National Bank

Old Point National Bank offers comprehensive services to meet your personal and commercial financial needs. Serving the Hampton Roads and Greater Richmond regions of Virginia, we are dedicated to providing excellent service and pride ourselves on creating a better community every day.

Click here to view our historic timeline

Our Services

Personal Banking
At Old Point, we have everything you need to keep your personal finances working for you. From checking and savings accounts with lots of benefits to personal loans and surcharge-free access to 55,000 ATMs worldwide, we have just what you are looking for.
Private Banking
Establish a personal relationship with your very own point of contact at Old Point. From loans, deposits, and savings, your private banker ensures all your needs and goals are met with a high level of service.
Business Banking
Old Point National Bank provides everything you need for your business banking and helps you make the most of your money. From business loans and credit cards with competitive rates to checking accounts and comprehensive treasury solutions, we help you focus where you need to.
Wealth Managenment
Let us help you define your wealth strategy. We provide personalized wealth management services, financial planning, and estate and trust administration that fit your investment objective and goal timelines.
Mortgages
One of the biggest investment decisions you will ever make is purchasing a home. With an array of mortgage options, we ensure the dream of owning a home is reachable. Take advantage of our prequalification process and confidently search for your new home.
Insurance
With various personal and commercial insurance services, you can rest assured knowing you are fully protected from surprises. From vehicle, home, or life insurance, to business policies and coverage for your employees, you can run your business with assurance.
Investments
Build and maintain your wealth through Old Point's effective asset management. Our extensive market research and dynamic technology empower clients to assess, allocate, and invest for maximum returns.

Online Banking for Fast, Free & Easy Account Access

Increased Efficiency
Targeted Reporting
Improved Security
Online Financial Tools
Login to Online Banking Login to Online Banking

About Old Point

For over 100 years, Old Point has been committed to our clients and community. Even though we've grown substantially over the decades, we still operate under local management with the same trusted name and the same genuine concern for our clients. We strive to make banking what it should be, safe, convenient, and with all the services you need to meet your personal and commercial financial goals.
 

Click here to view our historic timeline

View Details

Explore the Latest in Old Point

Your favorite financial institution is buzzing with new activities, events, and updates. Find essential information regarding the latest policies, dividend payouts, new appointments, and more from our Press Room.

Learn What’s New in Finance & Banking

Find expert tips, industry updates, and handy financial tools to further your financial goals in our Resource Center.

Customer Reviews

Very professional and friendly. They got everything done in a timely manner and were very knowledgeable in regards to my questions

Hannah M

Very knowledgeable. Always working hard to support the customer. Always available when needed. The best.

Bryant W

Extreme professionalism, prompt service, and great help/attitude to get us through the process.

Elia G

From Our Blog

Apr 10, 2024

April 2024 Market Commentary

We highlight the bond market’s long history and how the Federal Reserve’s monetary policy influences everyday interest rates. Irrational investor behavior is not confined to the equity markets.

Feb 23, 2024

Traditional vs. Roth: Which 401(k) is right for me?

Whether you’ve just changed jobs or you’re a soon-to-be grad about to start your first job, one of the most important benefits is saving for retirement with a 401(k). Let’s explore the power of your 401(k) (it may surprise you!), and which kind of 401(k) to use.

Dec 27, 2023

Financial Resolutions for a Prosperous New Year

These financial resolutions are sure to make you more responsible with your money, no matter what your current financial and life circumstances are.

Upcoming Events
Apr 27, 2024

Center for Child & Family Services Country for Kids Concert

May 09, 2024

Building a Legacy Golf Tournament

May 14, 2024

Salvation Army of the Virginia Peninsula Annual Banquet

Find Us

Old Point National Bank's convenient branch locations are never far from you. Gain surcharge-free access to your accounts at over 55,000 ATMs worldwide. Leading retailers like Target, Walmart, CVS, and Speedway are part of our ever-growing network.