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    We Officially Open as TowneBank on February 9, 2026

    View details and important information about accounts and banking services.

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Old Point National Bank, A Division of TowneBank

On September 1, 2025, Old Point became a division of TowneBank.

On February 9, 2026, all Old Point systems, accounts, and branches will transition to TowneBank's systems and locations. To ensure a smooth transition, please review the Online Transition Guide for details and what you need to do to prepare.

Our Services

Personal Banking
At Old Point, we have everything you need to keep your personal finances working for you. From checking and savings accounts with lots of benefits to personal loans and surcharge-free access to nearly 40,000 convenient ATMs worldwide, we have just what you are looking for.
Private Banking
Establish a personal relationship with your very own point of contact at Old Point. From loans, deposits, and savings, your private banker ensures all your needs and goals are met with a high level of service.
Business Banking
We provide everything you need for your business banking and helps you make the most of your money. From business loans and credit cards with competitive rates to checking accounts and comprehensive treasury solutions, we help you focus where you need to.
Wealth Management
Let us help you define your wealth strategy. We provide personalized wealth management services, financial planning, and estate and trust administration that fit your investment objective and goal timelines.

Online Banking Provides Fast, Easy & Secure Account Access

Increased Efficiency
Targeted Reporting
Improved Security
Online Financial Tools
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About Old Point

As of September 1, 2025, Old Point is proud to be a Division of TowneBank, marking the beginning of a strong partnership between two community-focused financial institutions. This union brings together Old Point's rich legacy and TowneBank's expansive resources, reinforcing our shared dedication to the communities we serve.

 

Together, Old Point and TowneBank are uniquely positioned to support the financial well-being of individuals and businesses across the Hampton Roads and Richmond regions. With local leadership, deep community roots, and a steadfast commitment to service, we look forward to helping you achieve your goals—no matter what stage of life you're in.

About Us

Explore the Latest from Old Point

Find essential information about your favorite financial institution's activities, events, press releases, earning and dividend information, and other updates from our Press Room.

Learn What’s New in Finance & Banking

Find expert tips, industry updates, and handy financial tools to further your financial goals in our Resource Center.

Customer Reviews

Very professional and friendly. They got everything done in a timely manner and were very knowledgeable in regards to my questions

Hannah M

Very knowledgeable. Always working hard to support the customer. Always available when needed. The best.

Bryant W

Extreme professionalism, prompt service, and great help/attitude to get us through the process.

Elia G

From Our Blog

Nov 13, 2025

November 2025 Market Commentary

Equity markets demonstrated resilience in October, lifted by solid technology sector gains and sustained enthusiasm for AI investments, even as economic signals remained mixed and the federal government shutdown continued.

Jan 29, 2025

Top 10 Cyber-Security Tips For 2025

As we begin 2025, it’s crucial to stay updated on the latest cyber-security practices to protect ourselves from evolving threats. Here are our top 10 cyber security tips for this year.

Dec 09, 2024

Important Tax Numbers for 2025

Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs when inflation, as opposed to real increases in income, pushes people into higher income tax brackets or reduces the value of credits and deductions.

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Find Us

Old Point's convenient branch locations are never far from you. Gain surcharge-free access to nearly 40,000 ATMs nationwide. Leading retailers like 7-11, Wawa, and more are part of our ever-growing network.