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Adjustable Rate Loans

  • Old Point Bank, ADJUSTABLE RATE LOANS

Adjustable-Rate Mortgages

Are you looking for a lower mortgage payment in the short term? If you plan to move or refinance again within a few years, or expect your income to increase, this could be the right mortgage for you. Let us help you find you the right home loan with an Adjustable-Rate Mortgage!

Loan highlights:

  • Fixed interest rate for an initial period that adjusts annually after the initial period is over. The interest rate may vary or the payment may increase after the initial period has expired.
  • Variety of initial fixed-period options (3, 5, 7, 10 or 15 years)
  • Interest rate caps limit how high the interest rate and payments can go
  • May provide flexibility for expected income growth or if you plan to move or refinance within a few years

We have the perfect ARM solution for you.

Contact one of our mortgage loan officers to get pre-qualified today!

Subject to credit approval. Other restrictions may apply. Loan programs may change at any time with or without notice. Not a commitment to lend.

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