- We will serve the financial needs of our customers.
- We will provide dependable products, reasonably priced.
- We will be full partners in the growth and development of our community.
- We will value and reward our employees' contributions.
- We will return a fair profit to our shareholders.
- Excellent service is the hallmark of our business.
Old Point launched operations from a counter inside Cooper's Confectionary store in the Phoebus section of Hampton in January of 1923. A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would help area citizens and businesses. They named the bank after the Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all economic conditions.
Old Point served a crucial role in Hampton during the Great Depression. In 1933, the federal government temporarily closed all banks to protect them from panicked citizens. For a significant time, Old Point was the only bank in town that allowed employees of the local veteran's administration to cash their paychecks.
This spirit of public service has continued through the years, with Old Point committed to helping our community prosper by supporting hundreds of local charitable organizations. Old Point employees live, work, shop, and volunteer in the footprint we serve and pride themselves on creating a better community every day. Our employees. Directors and families donate their time and talent to numerous local organizations, serving on boards and volunteering for community projects. Our employees donate thousands of hours of community service and collect approximately 3,200 pounds of food for local food banks annually.
Old Point National Bank
Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with convenient branches throughout Hampton Roads and surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. We offer state-of-the-art products and services to meet your personal and commercial financial needs.
Old Point's experienced and dedicated lending officers continue to differentiate it from its competitors by providing superior guidance and support to borrowers. Old Point's robust commercial solutions allow our business clients to operate more efficiently and increase cash flow. As competitors discontinue free checking and impose penalties, Old Point takes a different approach by offering forward-thinking solutions to enhance our clients' financial lives.
Old Point Wealth Management
Old Point Wealth Management is a wholly-owned subsidiary of Old Point Financial Corporation and is the largest wealth management company headquartered in Hampton Roads, Virginia. Old Point National Bank was granted trust powers in 1926 and provided wealth management services as a part of the Bank until 1999, when Old Point Trust & Financial Services, NA was chartered as a national trust company.
In 2022, the company was rebranded as Old Point Wealth Management. The company also operates Old Point Investment Services, which provides investment expertise from registered LPL Financial representatives. Our highly experienced and certified team is ready to help you manage your assets. We offer investment management, trust and estate administration, financial planning, and retirement solutions for individuals and businesses.
Old Point Mortgage
Old Point Mortgage is a division of Old Point National Bank, which offers an experienced team that delivers quality loans and services nationwide. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage, and in 2017 Old Point National Bank purchased total ownership interest. We offer trusted transparent and responsible lending.
Each loan officer is licensed following the Federal Government's SAFE Act, and we adhere to a strict no- steering policy - offering you peace of mind from a professional lending source. You'll find everything you want in a mortgage loan experience - superior service, quick loan processing, local underwriting, and a wide variety of loan products to meet your needs.
Old Point Insurance
Old Point Insurance, LLC, a wholly-owned subsidiary of Old Point National Bank, was established in 2017 as an alliance between Old Point and Morgan Marrow Company. Old Point Insurance offers a complete line of commercial and personal insurance offerings.
Our commercial offerings include industry-specific coverage, automobile, property, general liability, group health/life, and workers' compensation. Personal covers home, flood, automobile, and life policies. We ensure our clients have the insurance plan that protects what matters most.
Old Point in the Community
Since opening in 1923, Old Point has been committed to our clients, employees, shareholders, and community. Learn more about Old Point through our press releases and media coverage.
We do it better when we do it together. Supporting and reinvesting in our community is at the core of Old Point's culture and mission. Our employees, directors, and families live, work, shop, and volunteer in the footprint in which we serve, and we pride ourselves on creating a better community every day.
Know what is affecting the investment market. Learn how to beat inflation and gain more on your portfolio from Old Point's trusted experts. Identify threats and opportunities from current trends.