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About Us

  • About Old Point Bank

About Old Point Financial Corporation

Founded in 1923, Old Point Financial Corporation is the Hampton, Virginia-based holding company of Old Point National Bank and Old Point Wealth Management. Old Point offers a wide range of services to meet all personal and commercial financial needs, including full-service banking, wealth management, mortgage, and insurance offerings.

Our Mission

Our Mission

  • We will serve the financial needs of our customers.
  • We will provide dependable products, reasonably priced.
  • We will be full partners in the growth and development of our community.
  • We will value and reward our employees' contributions.
  • We will return a fair profit to our shareholders.
  • Excellent service is the hallmark of our business.
Our History

Our History

Old Point launched operations from a counter inside Cooper's Confectionary store in the Phoebus section of Hampton in January of 1923. A local doctor, a seafood dealer, and a merchant, who cared about their community, founded Old Point because they believed it would help area citizens and businesses. They named the bank after the Old Point Comfort lighthouse to demonstrate their commitment to being a steady, trusted resource in all economic conditions.


Old Point National Bank

Old Point National Bank

Old Point National Bank is a wholly-owned subsidiary of Old Point Financial Corporation with convenient branches throughout Hampton Roads and surcharge-free access to over 55,000 ATMs worldwide as part of the Allpoint ATM network. We offer state-of-the-art products and services to meet your personal and commercial financial needs.

Old Point Wealth Management

Old Point Wealth Management

Old Point Wealth Management is a wholly-owned subsidiary of Old Point Financial Corporation and is the largest wealth management company headquartered in Hampton Roads, Virginia. Old Point National Bank was granted trust powers in 1926 and provided wealth management services as a part of the Bank until 1999, when Old Point Trust & Financial Services, NA was chartered as a national trust company.

Old Point Mortgage

Old Point Mortgage

Old Point Mortgage is a division of Old Point National Bank, which offers an experienced team that delivers quality loans and services nationwide. Old Point Mortgage began in 2007 as a joint venture between Old Point and Tidewater Mortgage, and in 2017 Old Point National Bank purchased total ownership interest. We offer trusted transparent and responsible lending.

Old Point Insurance

Old Point Insurance

Old Point Insurance, LLC, a wholly-owned subsidiary of Old Point National Bank, was established in 2017 as an alliance between Old Point and Morgan Marrow Company. Old Point Insurance offers a complete line of commercial and personal insurance offerings.

Contact Us

Old Point in the Community

  • Press Room

    Press Room

    Since opening in 1923, Old Point has been committed to our clients, employees, shareholders, and community. Learn more about Old Point through our press releases and media coverage.

  • Community Involvement

    Community Involvement

    We do it better when we do it together. Supporting and reinvesting in our community is at the core of Old Point's culture and mission. Our employees, directors, and families live, work, shop, and volunteer in the footprint in which we serve, and we pride ourselves on creating a better community every day.

  • Investor Relations

    Investor Relations

    Learn more about Old Point Financial Corporation's vision, leadership, operations, and financial performance. 

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