Skip to main content
Attention:

If you are a customer who has been affected by financial hardship as a result of Hurricane Helene, click here for more information.

Construction-To-Perm Loans

  • Construction-To-Perm Loans

Construction-to-Permanent Loans

Flexible mortgage financing from start to finish.
 
Build, remodel or improve the home of your dreams with a Construction-to-Permanent Loan. This financing option will take you through the construction phase and into a permanent mortgage after your home is complete.
 

 

Program Advantages:

  • Construction period up to 12 months
  • Available for primary and secondary homes
  • No prepayment penalties
  • Flexible fixed-rate and adjustable-rate options

One-Time Close Loan

All-In-One Financing

This program offers financing for lot purchase, construction, and permanent mortgage funding with one closing. There's no need to re-qualify because the loan is closed before construction begins. Benefits include no payments due during construction.

Two-Time Close Loan

Two Loans, Better Flexibility

This loan consists of the initial construction loan and a long-term mortgage loan. At the start, you're not locked into a fixed loan amount. Benefits include interest-only payments during construction.

Subject to credit approval. Other restrictions may apply. Loan programs may change at any time with or without notice. Not a commitment to lend.

Leaving Site

You are now leaving the oldpoint.com website

The link you clicked will take you to a third-party website. We do not control the content of this site, nor do we endorse or guarantee the products, information or recommendations provided by the linked site, Please review their Privacy Policy as it may differ from ours. The linked third-party website may provide less security than the bank's website.