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Renovation Loans

  • Renovation Loans, Old Point Bank

Home Renovation Loans

Whether you're buying a home that needs repairs or interested in making some changes in your current home, our home renovation loans give you the funds you need to remodel. You have access to both purchase and refinance options without getting a second mortgage or line of credit.

 

We offer many renovation options including:

  • Federal Housing Administration (FHA) loans
  • Conventional loans
  • VA loans

The FHA loan option allows for lower credit score and down payment options than other loan programs. If you are looking for a loan that offers more flexibility when it comes to repairs and remodeling, then the conventional renovation loan may be a good fit for qualified buyers.

If you are a retired or active duty service member, national guard member, or reservist, you may qualify for the VA loan renovation option.

Subject to credit approval. Other restrictions may apply. Loan programs may change at any time with or without notice. Not a commitment to lend.

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