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Posted by studiocenter on Aug 1, 2012

Top Heavy Impact on 401(k) Plans

  • What is a Top Heavy Plan?
  • How is Top Heavy Calculated?
  • Consequences of Being Top Heavy
  • Impact on 401(k) Plans
  • How to Avoid Top Heavy Contributions in a 401(k) Plan
  • The Safe Harbor Alternative
  • SIMPLE 401(k) Plan
  • Safe Harbor 401(k) Plan
  • Qualified Automatic Contribution Arrangements (QACA)
  • Conclusion

This newsletter is intended to provide general information on matters of interest in the area of qualified retirement plans and is distributed with the understanding that the publisher and distributor are not rendering legal, tax or other professional advice. Readers should not act or rely on any information in this newsletter without first seeking the advice of an independent tax advisor such as an attorney or CPA.

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