Old Point Wealth Management strives to provide you with the best possible service and convenience. As part of our commitment to innovation and efficiency, we offer the option of electronic communication delivery. This disclosure document outlines the terms and conditions of your election to receive electronic communications.

By choosing to receive communications electronically, you agree to receive all account-related information, documents, statements, notices, and other communications (collectively referred to as "communications") from Old Point Wealth Management in an electronic format, sent to the email address or electronic platform you provide to us. You understand and accept that electronic delivery is the default method for communication, and physical mail delivery will be discontinued for the selected communications.

To receive electronic communications, you must provide us with a valid email address or indicate your preferred electronic platform. It is your responsibility to promptly notify us of any changes to your contact information to ensure uninterrupted communication. You understand that we will consider any communication sent to the email address or electronic platform provided by you as effectively delivered.

We take your privacy and the security of your information seriously. We implement industry-standard security measures to protect your electronic communications from unauthorized access, loss, or alteration. However, electronic communications are subject to certain risks, including but not limited to hacking, viruses, and other forms of unauthorized access. While we make every effort to mitigate these risks, we cannot guarantee the complete security of electronic communications.

Upon electronic delivery, you are responsible for accessing and retrieving your communications promptly. We recommend regularly checking your designated email inbox or electronic platform for new communications. It is your responsibility to maintain a functioning email account or electronic platform to receive and access the communications.

You have the right to request paper copies of any electronic communications. To do so, please contact our customer service department. Please note that a fee may be charged for providing paper copies, as outlined in our fee schedule.

You have the right to withdraw your consent for electronic communications at any time. To do so, please contact our customer service department. Please be aware that if you withdraw your consent, we will resume sending communications in physical format, and additional fees may apply for certain paper-based services.

To receive and access electronic communications, you will need a computer or mobile device with internet access, a compatible web browser, and software to view and download PDF files. You are responsible for ensuring that your hardware and software meet the necessary requirements for electronic communication delivery.

By electing to receive communications electronically, you acknowledge that you have read, understood, and agreed to the terms outlined in this disclosure. If you have any questions or concerns regarding electronic communications, please do not hesitate to contact our customer service department for assistance.

Thank you for choosing Old Point Wealth Management as your trusted financial partner.