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Mortgages for Financing & Refinancing

Are you searching for the perfect home, building a house, or refinancing your current mortgage? When it comes to selecting a mortgage, there are times when it can be challenging to determine how to get started.


Mortgage FAQs

  • What documents are needed for a new home loan?
  • How does credit score affect the mortgage approval process?
  • When buying a new home, what is the best mortgage loan?

Resources from Old Point

  • Home-buying Mistakes to Avoid

    Home-buying Mistakes to Avoid

    Not knowing what you can afford- It is important that you review your current costs, expenses, and savings before you decide how much to spend on a home. Don’t forget to account for mortgage fees, property taxes, homeowners insurance, utilities, HOA, and condo fees.

  • Reasons to Work With A Real Estate Agent

    Reasons to Work With A Real Estate Agent

    A good realtor will act as your partner throughout the entire home buying process. They will provide you with the knowledge and experience you need, so you can get the best deal possible. Partnering with a good agent will ultimately afford you the confidence, experience, and knowledge you deserve, so you can safely navigate the complicated path to buying a home.

  • Celebrating Homeownership Month

    Celebrating Homeownership Month

    We celebrate Homeownership month by highlighting a few of the many benefits to owning a home.

  • Tips to Find The Right Home That Fits Your Needs

    Tips to Find The Right Home That Fits Your Needs

    Once you decide that you are ready to purchase a home, the home you choose to buy must meet your needs. When buying a home it is helpful to list all of the features and options and prioritize what is most important to you to be happy where you live.

  • Resolutions for Buying a Home in 2021

    Resolutions for Buying a Home in 2021

    Purchasing a home is always an exciting and emotional experience that has a major impact on your life. With the effects of the global pandemic on the housing market and our daily lives, it can add more factors to consider when buying a home. It is important that you empower yourself to make the best decision by doing your research, so you know the ins and outs of real estate before you purchase your next home. Buying a home will boost your long-term financials and give a sense of pride in homeownership, so if you are ready to make the move, follow these tips to purchase a home in 2021

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