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Business Checking
- Account options for every business, from free checking to commercial analysis accounts
- Account options for non-profit and community service organizations
- A wide range of online services to meet your needs
- Add Old Point's Visa® Business Debit Card to your corporate purchasing power
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Business Savings Account
- Earn competitive interest rates on your deposit
- Easy access to your money
- Get clarity on cash flows with clear, simple statements
- Gain even higher interest with our Commercial Money Market Savings Account
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Business Loans
- Get loans to match your business needs, from equipment to working capital and beyond
- Take advantage of various financial programs coupled with the expertise of our skilled loan officers
- Use a revolving credit line to help meet temporary cash flow needs
- Flexible terms and pricing
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Business Credit Cards
- The best Visa® Credit Cards with no annual fee
- 24/7 customer service located in the US
- Receive consolidated statements for easy tracking
- Enjoy higher spending limits with our Company Rewards Card
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Business Online Banking
- Save time, money, and effort
- Tailor online banking services to your specific business needs
- Access account information to optimize cash flow with targeted reporting
- Combat account fraud with improved security features
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Other Business Solutions
- Enhance your cash flow management and protect yourself from fraud with our Treasury Solutions
- Improve card payment processing with our merchant services
- Manage your workforce better with streamlined payroll services
- Protect your business assets with our commercial insurance solutions
Resources from Old Point
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October 2024 Market Commentary
The S&P 500 Index was up for the fourth consecutive quarter and the seventh of the past eight. Over the past two years, the index generated a 66% total return, better tha...
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Traditional vs. Roth: Which 401(k) is right for me?
Whether you’ve just changed jobs or you’re a soon-to-be grad about to start your first job, one of the most important benefits is saving for retirement with a 401(k). Let...
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Tax Tips Episode 1: Charitable Deductions
Tax Tips, a closer look at some of your most asked tax questions.
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Financial Resolutions for a Prosperous New Year
These financial resolutions are sure to make you more responsible with your money, no matter what your current financial and life circumstances are.
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Important Tax Numbers for 2024
The IRS released its annual inflation-adjusted tax bracket information for 2024. Below are some highlights for your information and tax planning this year. Please contact...