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Personal Checking Account
- Online account opening
- Visa® debit card with account
- Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
- Online & mobile banking
- Surcharge-free access to 55,000 ATMs worldwide
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Personal Savings Solutions
- Online account opening
- Competitive interest rates on your savings
- Low minimum opening deposit options
- Larger investment opportunities through IRAs and CDs
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Personal Loans
- Competitive personal loan interest rates
- Extra discount on payments auto-debited from Old Point accounts
- Purchase and refinance cars, RVs, homes, and more with our flexible lending options
- A local personal loan officer to guide you through the loan process
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Personal Credit Cards
- 0% Intro APR for 12 Months for Purchases & Balance Transfers*
- Cash & Points Reward Options
- $150,000 Travel Accident Insurance coverage
- Get real-time support from our 24/7 US-based customer service
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Personal Online Banking
- View transaction history and account balances in real-time
- Deposit checks and pay bills seamlessly
- Update card information on file for all your subscriptions simultaneously
- Advanced security to protect your personal information
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More Personal Banking Services
- Pay from your phone or device with Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
- Easily and securely send and receive money with Zelle®
- Switch your automatic payment and direct deposit preferences with ClickSWITCH
- Set controls on your debit card with MobiMoney
Frequently Asked Questions
Resources from Old Point
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Virtual Market Commentary
Watch our Virtual Market Commentary. Discussion topics include: Value investing, economic activity, corporate earnings, market valuations, market opportunities, and more.
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September Market Commentary
Old Point Wealth Management | September Market Commentary
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Secure 2.0 Tax Credits
Signed into law on December 29, 2022, the SECURE 2.0 Act ushered in new and increased tax credits to small businesses to encourage plan creation. The existing tax credits...
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Retirement Savings Contributions Credit (Saver's Tax Credit)
Retirement Savings Contributions Credit (Saver’s Tax Credit)
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5 Tips to Prevent Mail Fraud
Here are 5 tips to recognize the warning signs of mail fraud and how to protect against it!