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Personal Banking

  • Personal Banking Services

Personal Banking Services

At Old Point, your personal banking needs are of foremost importance. Pick from our extensive personal banking solutions, including checking and savings account options, credit cards, and personal loans. Open an account today.
  • Personal Checking Account

    Personal Checking Accounts

    • Money-saving benefits through Old Point Perks
    • Visa® debit card with account
    • Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
    • Online & mobile banking
    • Surcharge-free access to 55,000 ATMs worldwide

  • Personal Savings

    Personal Savings Solutions

    • Online account opening
    • Competitive interest rates on your savings
    • Low minimum opening deposit options
    • Larger investment opportunities through IRAs and CDs

  • Personal Loans

    Personal Loans

    • Competitive personal loan interest rates
    • Extra discount on payments auto-debited from Old Point accounts
    • Purchase and refinance cars, RVs, homes, and more with our flexible lending options
    • A local personal loan officer to guide you through the loan process

  • Personal Credit Cards

    Personal Credit Cards

    • 0% Intro APR* on purchases & balance transfers for the first 12 months
    • Cash & points reward options
    • Cell phone protection
    • Free FICO® score
    • 24/7 U.S.-based customer service

  • Personal Online Banking

    Personal Online Banking

    • View transaction history and account balances in real-time
    • Deposit checks and pay bills seamlessly
    • Update card information on file for all your subscriptions simultaneously
    • Advanced security to protect your personal information

  • Personal Services

    More Personal Banking Services

    • Pay from your phone or device with Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
    • Easily and securely send and receive money with Zelle®
    • Switch your automatic payment and direct deposit preferences with ClickSWITCH
    • Set controls on your debit card with MobiMoney

Frequently Asked Questions

  • Which mobile devices support Old Point’s personal online banking?
  • What is a Contactless Card?
  • What is Bill Pay?

Resources from Old Point

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