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Personal Checking Account
- Online account opening
- Visa® debit card with account
- Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
- Online & mobile banking
- Surcharge-free access to 55,000 ATMs worldwide
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Personal Savings Solutions
- Online account opening
- Competitive interest rates on your savings
- Low minimum opening deposit options
- Larger investment opportunities through IRAs and CDs
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Personal Loans
- Competitive personal loan interest rates
- Extra discount on payments auto-debited from Old Point accounts
- Purchase and refinance cars, RVs, homes, and more with our flexible lending options
- A local personal loan officer to guide you through the loan process
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Personal Credit Cards
- 0% Intro APR for 12 Months for Purchases & Balance Transfers*
- Cash & Points Reward Options
- $150,000 Travel Accident Insurance coverage
- Get real-time support from our 24/7 US-based customer service
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Personal Online Banking
- View transaction history and account balances in real-time
- Deposit checks and pay bills seamlessly
- Update card information on file for all your subscriptions simultaneously
- Advanced security to protect your personal information
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More Personal Banking Services
- Pay from your phone or device with Apple Pay®, Google Pay™, Samsung Pay®, and FitBit Pay™
- Easily and securely send and receive money with Zelle®
- Switch your automatic payment and direct deposit preferences with ClickSWITCH
- Set controls on your debit card with MobiMoney
New to Online Banking?
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