What are the standard overdraft practices that come with my account?
Unless you request this specific overdraft coverage service, banks will not be allowed to pay overdrafts and assess a fee for:
- ATM transactions
- Everyday debit card transactions
What fees will I be charged if Old Point pays my overdraft?
Under our standard overdraft practices:
- We will charge you a fee of up to $35 each time we pay an overdraft.
- The daily maximum is $175.