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If you are a customer who has been affected by financial hardship as a result of Hurricane Helene, click here for more information.

Lot Loans

  • Lot Loans, Old Point National Bank

Lot Loans

  • For developed land, we generally finance up to 75% of purchase price or appraised value, whichever is less.
  • For raw land, we generally finance up to 65% of purchase price or appraised value, whichever is less.
  • Flexible payment plans for land purchases.
  • Requests may be land-only, or include current or future options for construction-permanent financing.
  • Closing costs are paid by the borrower.
  • Payments are amortized with principal and interest payments.

Contact an Old Point Private Banker to learn more.

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