Skip to main content

Personal Loans and Lines of Credit

  • Personal Loans and Lines of Credit - Old Point National Bank
Personal Loans, Old Point National Bank

Personal Loans

  • Funds are easily accessible
  • Fixed rate and terms available
  • Convenient financing for planned or unplanned events
  • Competitive rates
Personal Lines of Credit, Old Point National Bank

Personal Lines of Credit

  • Flexible payment terms and accessibility
  • Reusable source of funds that can be used for whatever you need
  • Competitive rates
  • Secured and unsecured options available
  • Multiple ways to access your funds
Overdraft Lines of Credit

Overdraft Lines of Credit

  • Unsecured personal line of credit attached to a checking account for overdraft protection
  • In the event of an overdraft, funds transfer in $100 increments
  • Interest rates apply
Subject to credit approval. Normal credit approval criteria apply. Rates, terms, and conditions are subject to change. Please contact an Old Point lender for the APR currently in effect.
Leaving Site

You are now leaving the website

The link you clicked will take you to a third-party website. We do not control the content of this site, nor do we endorse or guarantee the products, information or recommendations provided by the linked site, Please review their Privacy Policy as it may differ from ours. The linked third-party website may provide less security than the bank's website.