All Old Point offices will be closed on Monday, October 13th in observance of a federal holiday. If you face challenges due to a lapse in federal appropriations, we are here for you. Click here for more information on available options.
Watch your money GROW with a Money Market Account!
Special Rates up to 3.00% APY.
Annual Percentage Yield (APY) accurate as of 11/15/24. 0.80% APY applies to balances $0-$24,999.99, 2.75% APY applies to balances $25,000-$99,999.99, 2.75% APY applies to balances $100,000-$999,999.99, and 3.00% APY applies to balances $1,000,000 and above. Rates subject to change and may change after the account is opened. All money deposited at opening must be new money to the bank. Minimum balance to open the account is $25. Maintain a $2,500 minimum balance to avoid a $10 maintenance fee. There is a $10 fee for each withdrawal in excess of 6 within each statement cycle. Fees could reduce earnings. Member FDIC
Schedule an appointment to open a money market account or for more information on current rates and terms.
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As of September 1, Old Point Wealth Management became a Towne Family Company. For information regarding retirement plans for yourself or your business, please visit Towne Wealth Management. For help with your investments, please reach out to your broker or find your nearest broker at our Newport News or Williamsburg office.
As of September 1, Old Point National Bank became a division of TowneBank. We recommend considering Towne Insurance as your trusted partner. Insurance products are not insured by the FDIC, are not deposits, and may lose value.
As of September 1, 2025, Old Point National Bank became a division of TowneBank. We invite you to explore career opportunities at TowneBank and all Towne Family Companies here.