As of September 1, 2025, Old Point is proud to be a division of TowneBank.
We offer comprehensive services to meet your personal and commercial financial needs. Serving the Hampton Roads and Greater Richmond regions of Virginia, we are dedicated to providing excellent service and pride ourselves on creating a better community every day.
As of September 1, 2025, Old Point is proud to be a Division of TowneBank, marking the beginning of a strong partnership between two community-focused financial institutions. This union brings together Old Point's rich legacy and TowneBank's expansive resources, reinforcing our shared dedication to the communities we serve.
Together, Old Point and TowneBank are uniquely positioned to support the financial well-being of individuals and businesses across the Hampton Roads and Richmond regions. With local leadership, deep community roots, and a steadfast commitment to service, we look forward to helping you achieve your goals—no matter what stage of life you're in.
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As the first half of the year wraps up, results have come in stronger than anticipated, offering a welcome dose of optimism. Against this backdrop, one of Warren Buffett’s most enduring quotes resonates with renewed relevance, offering perspective amid shifting market dynamics. Meanwhile, a newly signed tax bill introduces fresh policy implications, and the Federal Reserve has revised its economic outlook in response to evolving conditions.
As we begin 2025, it’s crucial to stay updated on the latest cyber-security practices to protect ourselves from evolving threats. Here are our top 10 cyber security tips for this year.
Each year the Internal Revenue Service (IRS) adjusts dozens of tax provisions to adjust for inflation and prevent what is called “bracket creep.” Bracket creep occurs when inflation, as opposed to real increases in income, pushes people into higher income tax brackets or reduces the value of credits and deductions.