-
Auto Loans
Whether you need to refinance an existing auto loan or you're looking to make a new purchase, we have competitive rates and loan terms to fit your needs.
-
Personal Loans & Lines of Credit
Finance big purchases, consolidate debt, or use as a safety net. Personal Loans and Lines of Credit help you to prepare for the expected and the unexpected.
-
Recreational Vehicle Loans
Whether you want to have fun on the water or on the road, we can help you get the recreational vehicle you're longing for.
-
Home Equity Loans & Lines of Credit
Take advantage of the equity in your home. Use it to make updates to your home, pay down debt, education funding and more.
-
Lot Loans
Purchase or refinance land with our flexible financing options.
-
Construction Loans
Financing solutions that allow you to turn your visions into reality.
-
Student Loans
Get the money you need to reach your higher education goals.
At Old Point, you deal with a local loan officer for the entire loan process. This means no third-party loan brokers to deal with and you get your answers quickly. Plus, if you make your loan payments through automatic deduction from an existing Old Point account, you'll get a discount off our already competitive loan rates.
Contact your nearest Old Point branch for our current rates and terms.
Normal credit criteria apply. NMLS #500015
Need to Make a Loan Payment?