New Account
Open An Account Online
Open a personal savings or checking account online directly from your computer or device when it's convenient for you. We offer an entire line of accounts with options to suit your financial needs.
-
Premium Checking
Premium Checking offers our highest levels of checking benefits. In addition to the banking tools you receive with all of our checking accounts, Premium Checking customers receive amazing money-savings rewards, premium banking benefits, and earn interest on their account.
Maintain a $2,500 average daily balance and we'll waive the $10 monthly fee!
-
Rewards Checking
There is great value in our Rewards checking account. In addition to the banking tools you receive with all of our checking accounts, Rewards Checking customers receive amazing money-savings rewards through Old Point Perks.
Receive all of the benefits below for only $7 per month!
-
Freedom Checking
Freedom Checking is a low-cost option which offers convenient access to your funds using our anywhere banking tools.
Maintain a $100 average daily balance and we'll waive the $8 monthly fee.
-
Statement Savings
Grow your safety net
- $10 Minimum opening deposit
- $200 monthly daily balance
- $2 Monthly service charge if balance requirements are not met
- Competitive tiered interest credited monthly
-
Preferred Investment Savings
Flexible account for larger balances
- $2,500 Minimum opening deposit
- $25,000 Average daily balance
- $10 Monthly service charge if balance requirements are not met
- Competitive tiered interest credited monthly
-
Money Market Accounts
Earn more for your money - higher interest rates take your dollars further
- $25 Minimum opening deposit
- $2,500 Monthly balance to avoid a $10 monthly service charge
- Higher interest rates for higher earnings
We are here to help
- ◉ Call us at 757.728.1290 or 1.800.952.0051 Monday-Thursday 9:00am-5:30pm & Friday 9:00am-6:00pm
- ◉ Visit your local branch
- ◉ Schedule an appointment with one of our financial experts