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Personal Checking

  • Old Point National Bank, Pesonal Checking

Personal Checking

We offer an entire line of convenient checking accounts with options to suit your financial needs.

All of our accounts include these great benefits:

Already have a checking account?

Accounts   Minimum  Opening Deposit Minimum  Balance Monthly  Service Charge Interest Earned on Account Statements

Admirals Club Checking

Premium checking with unrivaled benefits 

Apply Now

Find out more about Admiral Club

$25

 

 $15,000+*  $0**

YES:
Premium Market Rate For balances $2,500+

Current Market Rate For balances $0-$2,499

eStatements or Paper Statements

$0-$14,999*

$20**

Secure Checking

Arm yourself with FraudScout® and Identity Management Services to guard your credit, cash and good name.

Apply Now

Find out more about Secure Checking

$25

$0

$9.99

YES:
Interest Checking Rate for balances $0+

eStatements***

Interest Checking

Let your direct deposit earn you interest, for free.

Apply Now

 $25  $0  $0 YES:
Interest Checking Rate for balances $0+
eStatements***

50+ Free Interest Checking

Specially designed for customers 50 and over.

Apply Now

$25

$0

$0

YES:
Interest Checking Rate for balances $0+

eStatements or Paper Statements

Free Checking

Classic choice and free access to great features.

Apply Now

$25

$0

$0

NO

eStatements

*Combined balance of your eligible deposits and loans with Old Point
**Additional fees apply for adding FraudScout®
***Paper statements available for $3.00/month

Identity Theft Assistance

For Secure Checking or Admirals Club Checking customers that have our Identity Management Services, please call us at 757.728.1290 for inquiries or immediate help with resolving identity theft. We will connect you with an experienced fraud specialist at CyberScout for personal assistance with the resolution process.
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