Are You At Risk? Try our ID RiskCompass.
Feeling lost about identity protection? To evaluate your risk, click here.
This easy-to-use tool evaluates whether you are effectively protecting your personally identifiable information. Answer a few questions to get your Risk Level, which determines if you are at low, medium or high risk of identity theft. You will have an opportunity to review your answers and print a summary report. The report also will provide helpful tips on how to better safeguard your identity and shield yourself from potential risk.
Old Point's Knowledge Center
Already have Secure Checking?
Additional Disclosures for Secure Checking:
Limitations: You must deposit $25.00 to open this account.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
*Account Fees: There is no minimum balance requirement. A monthly fee will be applied to this account. The monthly fee will be determined by the number of account holders enrolled in Fraud Scout®. Single Plan (1 enrollment) is $9.99 per month. Group Plan (consisting of 2-4 enrollments) is $14.99 per month.
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield may change. At our discretion, we may change the rate on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.
Old Point National Bank is not affiliated with Sontiq, a TransUnion Company.