Freedom Checking
Freedom Checking
Freedom Checking is a low-cost option that offers convenient access to your funds using our anywhere banking tools.
Maintain a $100 average daily balance and we'll waive the $8 monthly fee.
Discover the benefits of your new Checking Account.
Old Point provides all of our checking customers with these great anywhere banking tools:
Online & Mobile Banking
Access your accounts anytime, from any computer or mobile device. Deposit checks, transfer funds, pay bills and more!
Mobile Payments
Pay with your debit card in stores, in apps, or online from your phone or supported device.
Bill Pay
Never miss another due date! Pay and schedule bills at the click of a button.
Debit Card
Use your debit card to make everyday purchases, pay bills, and get cash - all with purchase protection.
Zelle®
Zelle® is a fast, safe and easy way to send money to friends and family.
MoneyPass® ATMs
Surcharge-FREE access to nearly 40,000 convenient ATMs nationwide via the MoneyPass® Network.
eStatements
Receive your statements faster and more securely with eStatements.
Paper statements are available for an additional $3/month.
Compare Our Checking Accounts to Find What's Best for You.
Additional Details
Minimum opening deposit for all personal checking accounts is $25.
A monthly fee of $8 will be charged if the account does not maintain a minimum average daily balance of $100.
Paper Statements are an additional $3 per month
Your mobile carrier's web access and text messaging charges may apply. Availability may be affected by your mobile carrier's coverage area.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.