| CD Specials |
|---|
Visit any Old Point branch to open one of our CD Specials today!
| Specials | Duration | APY | Minimum Balance |
|---|---|---|---|
| 10-Month CD Special | 10 months | 4.25% APY** | $1,000 |
| 24-Month CD Special | 24 months | 4.00% APY* | $500 |
| 42-Month CD Special | 42 months | 3.75% APY** | $1,000 |
| 58-Month Bump Up CD Special | 58 months | 3.50% APY** | $1,000 |
CDs must be opened in-person at an Old Point branch.
Annual Percentage Yield (APY) is accurate as of 09/11/2024. For the Bump Up CD, there is an option of a one-time rate increase to the future published rate of the 58-month product during the original term. At the end of term, the CD will renew at the normal CD rate and APY in effect at that time. All money deposited at opening must be new money to the bank. Penalty may be imposed for early withdrawal. Not available to municipalities and other financial institutions. Fees could reduce earnings. Member FDIC
* $500 minimum deposit and $500 minimum balance required each day to obtain the disclosed APY.
** $1,000 minimum deposit and $1,000 minimum balance required each day to obtain the disclosed APY.